MORTGAGES
In order to obtain a conventional mortgage, home buyers are required to provide a down payment of at least 20% of the purchase price. If you do not have the full 20% down payment, it may be possible to obtain a high-ratio mortgage that will require a down payment of at least 5% and the purchase of default insurance.
Be sure to visit at least two lenders before you make a decision.
B.A., M.Sc.
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SELLER FORMS EXPLAINED
Please note that the explanations below are for informational purposes only and may not
represent the current version of the forms by the Ontario Real Estate Association.
Some deals require additional forms that are not listed here.
WORKING WITH
A REALTOR
AGREEMENT OF
PURCHASE AND SALE
LISTING
AGREEMENT
CONFIRMATION OF COOPERATION AND REPRESENTATION